The Cultural Institutions Retirement System, or CIRS, was organized in 1962 to provide retirement and life insurance benefits for eligible employees of employers who choose to participate in the benefit plans.
As an eligible employee, you have access to three plans: The Cultural Institutions Savings Plan (401k plan), The Cultural Institutions Group Life and Welfare Benefits Plan (Group Life Plan) and The Cultural Institutions Pension Plan.
All three Plans are portable. In other words, if you change jobs, your coverage will continue – as long as your new employer is a Participating Employer. You continue to be an eligible employee and accumulate service time.
CIRS Plan Highlights
This fact sheet highlights the key points of your CIRS benefit plans. Please read this page carefully for an overview of all that the plans have to offer. Refer to the Summary Plan Description Booklets for a more detailed explanation of each Plan.
Are you ready to retire?
When you get your retirement kit, you can schedule a one-on-one remote meeting with a CIRS staff member to review your paperwork.